If you or a loved one needs treatment for alcohol or drug addiction, a qualified recovery program can be a game-changer. Paying for rehab can seem daunting, but addressing the financial piece is a significant first step toward gaining peace of mind in your commitment to recovery. If you receive insurance through Blue Cross Blue Shield (BCBS), rest assured that rehab insurance coverage is available to you. Moreover, caring health professionals from top-quality treatment programs like Summit Estate Recovery Center are standing by to help you navigate the insurance process.

Reach out to us today to find the assistance you need in this important first step toward healing. At Summit Estate, we take most major preferred provider organization (PPO) insurance plans, including Blue Cross Blue Shield. Call us at 800.701.6997 or reach out online, and we’ll help you make a sound financial plan for getting the help you deserve. 

How to Investigate Paying for Rehabnurse taking credit card

Sorting out the costs of rehab can feel stressful, but doing good preparatory work and taking advantage of the resources available to help with the process can make everything simpler. 

One of the most straightforward steps you can take to learn how your insurance provider can help cover substance abuse treatment costs is to call the number on the back of your insurance card. You’ll be able to speak with an insurance representative directly and find out what types of programs and services your specific plan covers.

To get the absolute most detailed answers about treatment coverage, you’ll need to reach out to the treatment centers themselves. Any center you’re considering will need to verify your insurance anyway and help you understand your benefits in the process. At Summit Estate, for example, we’re more than happy to handle further communications with BCBS about your plan’s rehab coverage options. 

Finally, prepare some questions for your initial consult with potential treatment centers in advance. Be sure to ask about copays and any incidental fees you may accrue during your treatment program. This will help you understand your bottom line related to costs before beginning a program. You can then make arrangements and budget appropriately. 

Blue Cross Blue Shield Rehab Admissions Options

If you receive coverage through BCBS, there are several levels of care that your policy may cover. Of course, you’ll need to have treatment centers verify your insurance to learn exactly what’s available to you. Here’s some preliminary information about BCBS rehab admissions options to get you started: 

Inpatient Programs

Inpatient programs offer a very high success rate since they offer 24-hour supervision and access to care within a safe and contained environment. These programs typically last 30 or more days and are often gender-specific. Individual and group therapy are typically included, such as:

  • Cognitive-behavioral therapy
  • Dialectical behavior therapy
  • Family therapy
  • Art therapy
  • Relapse prevention therapy

Clients also have regular access to physician services like medication monitoring or medical detox. 

Partial Hospitalization Programs

These programs allow you to spend your evenings at home while receiving treatment during the day. They can work well for those who have supportive home lives and can depend on consistent positive reinforcement and a reliable recovery environment from loved ones.

Intensive Outpatient Programs

Intensive outpatient programs require that you attend substance abuse treatment programs several nights per week. This option works well for those who have recovered sufficiently to safely work during the day and spend time at home during the evenings. 

Virtual Intensive Outpatient Programs

In the era of COVID-19, a virtual intensive outpatient program can be an enormous boon to those unable to unwilling to participate in group activities outside the home. With similar resources to participants in in-person intensive outpatient programs, a virtual option can provide tremendous support from the comfort and safety of home.

Outpatient Treatment Programs

Those who finish inpatient treatment often follow up with an outpatient program that affords them ongoing support. These options typically include just 10-12 hours per week spent in the treatment environment but can give you a significant edge in maintaining lasting sobriety. 

Let Silicon Valley’s Summit Estate Help You Sort Out Paying for Rehab Today 

If you or a loved one needs help recovering from drugs or alcohol addiction, don’t wait another minute to get the information you need about payment for treatment. At Summit Estate in Silicon Valley, we’re prepared to help you with every step of the process, starting with verifying and explaining your Blue Cross Blue Shield rehab insurance coverage. Reach out at 800.701.6997 or by completing our online insurance verification form.